interest rates

Is It Smart to Pay College Tuition With a Credit Card?

Putting your college tuition on plastic is certainly an option; but should you do it?

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

This Is How Student Loan Interest Works

Your student loan balance is just one piece of the financial puzzle. You should know how your loan interest works, too.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

7 Ways to Vet Your Mortgage Lender

A mortgage is one of the biggest financial moves you'll ever make. It pays to be picky with your lender.

How to Fight Back Against Mortgage Discrimination

Several big banks have been accused of unfairly lending to minority borrowers. Here's how to see if your lender is playing fair.

Interest Rates Are Rising: Here's Where to Keep Your Cash

It's important to have some cash on hand. But where should you be keeping it?

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

7 Warning Signs You're In Debt Denial

Denial can really throw your life off the rails. Denying your debt can be flat-out financially disastrous.

3 Reasons Taking a Loan For Your Wedding Is a Bad Idea

A big wedding comes with a hefty price tag. Borrowing to pay for it will have you saying "I do" to years of debt, too.

Are You Paying Off Credit Card Debt the Wrong Way?

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

The Millennials Guide to Avoiding Credit Card Debt

Millennials have a shared fear; credit card debt. But don't worry — it's entirely possible to use credit cards and avoid crippling debt.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

6 Important Things to Look for in a Savings Account

Not all savings accounts are created equal. When it comes to stashing your savings, there are a few key features to look for.

8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

How a Surprise Credit Limit Increase Can Harm You

You got a credit limit increase! Before you get charge-happy, there are a few important things to remember.

8 Signs You Desperately Need a New Credit Card

You may want a new credit card, but do you need one? Here's how to tell.

Cutting Your Car Payment Is Easier Than You Think

If your car payment is eating up too much of your budget, you may be ready for a refinance.